Insurance question!

[IronDruid]

Hi Guys, 

So, I've just started my second week of Tarkov, starting to get decent rep with traders, and access to better weapons and mods. 

I've also started to develop a little bit of gear fear in relation to my new shiney stuff, so, my question is about insurance. 

If I insure a weapon before a raid, say, the upper and lower receiver, but not any of the other mods, will only that be returned to me, or will those parts, plus everything attached to them be?

Am I better off insuring everything (mods included), or just the main 'gun' bit

I'm not super rich, so, can't afford to go losing a silenced AKM every raid. 

Thanks for all the help in advance!

[oldImba]

You will only get back what you insured. So if you don't insure your mods you will only get back a "naked rifle".

[Provoked]

As mentioned, you only get back the exakt items you insured. Unless someone takes them ofcourse. 

A tip at that point in the game is to play as many scav runs as you can, both to learn the game but also to get a hold of gear risk free. 

also, try not to spend too much money modding guns at that point.

You will sadly most likely die with it and it hurts when you dont have the cash for it. Sometimes it's so bad you rage quit and maybe even get bored of the game, because you spend all that money just to load in and die within 3 minutes. (It happends)

 

Best of luck tho, and let me know if you need help with anything else.